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In a large skillet, brown the ground beef over medium heat. Add the onion and garlic, and cook until softened and fragrant.
Stir in the taco seasoning, and cook for 1-2 minutes. Add a pinch of salt and pepper to taste.
Stir in the refried beans, mixing until combined. Let it simmer for a couple of minutes.
Assemble the Casserole:
Preheat your oven to 180°C (350°F).
Lightly grease a baking dish and layer the bottom with tortillas, cutting them to fit if needed.
Spread half of the beef mixture over the tortillas, followed by a generous layer of shredded cheddar cheese and a sprinkle of mozzarella cheese.
Layer and Bake:
Repeat the layering process with the remaining tortillas, beef mixture, and cheese.
Bake in the preheated oven for 20-25 minutes or until the cheese is melted and bubbly.
Garnish and Serve:
Once baked, remove from the oven and top with sour cream, salsa, and jalapeños (if using).
Let it cool slightly before serving.
Serving and Storage Tips
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